Hospitality

Hospitality is a broad term which is used in the insurance industry and encompasses everything from the food trucks one might find outside a construction site, all the way to the five-star hotels one might find on Madison Avenue in New York City.

Our firm specializes in all lines of insurance coverage, including liquor liability, for:

• Restaurants
• Bars and Nightclubs
• Bed and Breakfasts
• Boutique Hotels

Our experience with this class of business goes back to the 1970’s when we covered the numerous small town diners, burger stands, and other restaurants located throughout Wise County, TX. We expanded our risk appetite and coverage capabilities in the early 1990’s, and began focusing on restaurant chains, franchisees, and fine dining restaurants located throughout Texas. In the mid-1990’s, we rolled out a new liquor liability program and  began writing insurance coverage for the many sports bars that began popping up across the state. As word of our competitive and comprehensive program spread throughout the industry, we began to be contacted by owners of larger nightclubs across the state of Texas, and by the early 2000’s we writing coverage for many of the largest nightclubs in the country.

In the late 1990’s, it was apparent that Bed and Breakfasts were becoming a popular alternative to the traditional hotel accommodations that had dominated the travel industry for so many years. As the risks were different from the traditional hotel industry, we saw an opportunity to begin working with the owners, and worked to develop an insurance product that met the needs of Bed and Breakfast owners by being both comprehensive in coverage, and competitive in price. Today we are proud to be the choice of many of the more established Bed and Breakfasts in the country.

Using the same philosophy as was applied to the Bed and Breakfasts, we saw the rise of Boutique Hotels in the early 2000’s, and worked with the same insurance carriers which had underwritten our Bed and Breakfast program to develop a unique product for the owners of Boutique Hotels. It became a natural fit since many of the owners of the more successful Bed and Breakfasts acquired Boutique Hotels, and as such the program became extremely successful in a short time frame. We now are proud to be the broker of choice for Boutique Hotels in more than 15 different states across the country, insuring risks as far away as Hawaii.

Our firm specializes in writing all lines of coverage for the Hospitality Industry, including:

• Commercial Property Coverage
• Guest’s Property Coverage
• Commercial General Liability
• Liquor Liability Coverage
• Excess & Umbrella Liability Coverage
• Reservations Systems Worldwide Coverage
• Hospitality Services Errors and Omissions Coverage
• Customer Reimbursement Coverage
• Commercial Auto Coverage
• Workers’ Compensation
• Valet Coverage
• Fidelity & Crime Coverage
• Bonds