Railroad & Railroad Services

Railroad operations and railroad contractors have unique liability needs which are not met by a typical commercial insurance policy. These needs most certainly are not met by an agency that doesn’t specialize in this industry. With more than 40 years of experience, we represent all of the major carriers that occupy this highly specialized space, and we offer coverage that is specifically designed to cover damages resulting from perils associated with railroad operations, including:

Railroad track going into hills
  • Comprehensive Railroad Protective Liability
  • General Liability*
  • Commercial Property
  • Commercial Auto Coverage
  • Inland Marine Coverage
  • Workers’ Compensation Coverage
  • Bonds

* Our Policy Provides: Automatic protection for work within 50 feet of the track; Automatic coverage for Additional Insureds and Waiver of Subrogation, when required by contract; Per Project Aggregate Limits
* We use both ISO and Custom-Manuscript Forms
* Limits Up To $25 Million

We specialize in providing coverage for risks including:

  • Railroad Contractors
  • Railcar Lessors and Lessees
  • Suppliers
  • Shortline Railroads
  • Regional Railroads
  • Rail Service Companies
  • Tourist and Excursion Rail Operations
  • Rail Car/Locomotive & Parts Manufacturers
  • Track Owners and Operators

For more information on our company and/or our railroad insurance program, or to request a quote and/or consultation, please contact Jon D. Tanner, J.D. at JTanner@SWZinsurance.com, or call us at (855) 546-2467